Qualified income support
Should sudden health changes or non-fault layoffs interrupt your steady earnings, scheduled loan payments are handled directly according to your policy schedule.
Flat premium integration
Your monthly protection cost is calculated upfront alongside your 15% fixed loan installment, ensuring no variable adjustments or surprise statements over time.
Plain eligibility guidelines
Enrollment activates directly during your initial loan setup without independent appraisals. Coverage applies across all four loan tiers, remaining active for the complete term as long as standard monthly account installments remain current.
You maintain total control over your policy. If your circumstances stabilize or you determine coverage is no longer required, cancellation takes effect at the end of the current billing cycle with zero administrative penalties.
Select coverage upon applying
Check the Payment Protection Insurance box on your direct application form to incorporate steady coverage into your chosen loan tier.